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Avoiding a home insurance claim

July 30th, 2010

The summer months usually see the peak of house burglaries and associated home insurance claims. According to the Association of British Insurers insurers handled 78,000 domestic burglary claims (1,250 claims every working day) paying out £84 million over the entire summer.

So what is the best way to avoid becoming one of those home insurance claimants. Well the ABI’s top tips to make homes safer during the summer holidays are:
• Avoid leaving windows and doors open when you are not in your home – even if you are only out for a few minutes.
• Do not leave ladders and tools that could be used to gain entry out in the garden at night or when the property is unoccupied – lock them in a secure garden shed, garage on indoors.
• Check that any garden sheds are secure.
• Keep car and garage keys out of sight of possible intruders.
• When you are away from the home, use light timers to give the impression that the property is occupied.
• When going on holiday, if possible ask a trusted neighbour, friend or relative to keep an eye on your property. And remember to cancel any milk and newspaper deliveries.

So make sure you follow these best practices and avoid the financial loss and heartbreak that often accompanies a break in. Here at BInsured we are always happy to help you to reduce your home insurance premium while maintaining the essential elements of your home insurance cover. Why not give us a call and let us explain what we can do for you.


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